Fundamentals underpin our rating methodology

Investments with a contractual element and a defined return, such as bonds, are a safer investment than speculative assets, such as stocks

Risk is losing money

Our models focus on the probability of losing money. For each risk profile we capture the trade off between protecting capital in volatile markets and growth

Artificial intelligence with a human overlay

Our models use artificial intelligence to help inform our ratings. This allows us to consistently rate 1,500+ portfolios, allowing advisers to compare like-for-like strategies

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